Newsletter
Catch the latest news you can use
Introducing our HB Insider video series
We’re all about Huntington Beach and want to share what makes Surf City USA great. We recently launched a video series called HB Insider to highlight the amazing work that Huntington Beach-focused non-profit organizations are doing.
“As a longtime HB resident, I know there are so many groups making our city great,” Huntington Beach Credit Union CEO Angela Clitherow said. “These videos, created by well-known HB videographer Matt Lifreing, shine a light on the vital work HB organizations are doing.”
HB Insider, Episode 1 — HB Dog Beach
HB Insider, Episode 2 — HB Police and Community Foundation
Subscribe to our YouTube channel to be notified when a new episode is posted. And if you know of non-profit organization serving HB that we should feature, contact us today.
Home equity can do it all
If you have debt, you’re not alone. In fact, at the end of 2023, Americans had a record-high total debt of over $17 Trillion according to the Federal Reserve Bank of New York. Here’s how much non-mortgage debt Americans currently have by age group:
| Age group | Average non-mortgage debt |
|---|---|
| 18 to 29 | $12,871 per person |
| 30 to 39 | $26,532 per person |
| 40 to 49 | $27,838 per person |
| 50 to 59 | $23,719 per person |
| 60 to 69 | $16,661 per person |
| 70+ | $9,827 per person |
Pay off debt with a HELOC
Our Home Equity Line of Credit might be a smart way to pay off credit card and other high-interest loans from other lenders. Our HELOC rate is probably much lower than your credit cards and you’ll have just one payment each month.
- Instant access to cash via Online Banking or check
- Fast answers as we’re right here in HB — not several time zones away
- Can also be a smart way to pay for education or tuition expenses or to have as an emergency fund
Contact us today to apply for a HELOC or for more details.
Chart data source: Debt.org
We’re helping HB kids start strong
We’re thrilled to help kids and teens save to buy their first surfboard, first car, and save for college. We offer accounts customized for the kids and grandkids in your life.
Beach City Kids Club
Special savings account for members 12 and younger
A savings account is one of the best ways to teach young kids about money. And a Beach City Kids Club Account is the best way to earn more of it.
- Pays 4% APY on balances up to $1,000 and 2% APY on balances from $1,001 to $10,000
- Unlimited deposits at our branch
- Free Mobile and Online Banking so kids can view account balance
Open Beach City Kids Club Account >
Bonfire Teen Club
Checking and savings account for teens 13 and older
As kids get older, their savings grow, as do their goals. The best way to help them is our Bonfire Teen Club savings account.
- Pays 4% APY on balances up to $1,000 and 2% APY on balances from $1,001 to $10,000
- Free checking account and debit card (with parent/guardian co-owner)
- Free Mobile and Online Banking for safe and convenient access
Open Bonfire Teen Club Account >
Teaching Kids and Teens Smart Money Habits
Think back to how you formed your financial habits. Did you learn about finances in school? From your parents? If you could go back and talk to your younger self, what financial pitfalls would you tell yourself to avoid?
If you have children of your own, you may be wondering how and when to start teaching them smart financial habits like saving early and spending responsibly. Younger kids enjoy the process of learning and earning rewards, while teens will be motivated to learn because they are yearning for financial independence.
As a parent, you can capitalize on these wants to help teach your children to build a strong financial foundation for their future. If you’re not sure where to start, here are a few activities to help.
Read this article from our financial education partners at BALANCE. You’ll learn activities for kids and teens that will help them gain hands-on experience managing money and building a strong financial foundation.
Did you know: Your kids and grandkids are eligible to join
Since you’re a member, your kids and grandkids are automatically eligible for Huntington Beach Credit Union membership? As you know, credit unions are not-for-profit cooperatives owned by members, so you can trust us to look out for your loved ones’ best financial interest. Stop by our City Hall office or contact us today.
Send and receive money with Zelle
We have partnered with Zelle to bring you a fast and easy way to send and receive money with friends, family and people you know. With Zelle, you can send money directly from your account to enrolled recipients in minutes, all from the convenience of online banking or our mobile app.
Using your email address or U.S. mobile number, log in to your online banking account or mobile banking app and enroll in Bill Pay. Once your account is verified, return to Bill Pay, scroll down and click on “What else can I do?” link, then select the “Send Money With Zelle” tab.
Holidays
Our office will be closed for the following holidays:
Memorial Day
Monday, May 27
Juneteenth
Wednesday, June 19
Independence Day
Thursday, July 4
You can access your accounts 24/7 with our Online Banking and free Mobile Banking app. You also have access to 30,000 surcharge-free CO-OP Network ATMs.