Rates

No more than six preauthorized, automatic, or telephone transfers may be made to another account at the credit union or to a third party in any calendar month, and no more than three of these six transfers may be made by check, draft, or similar order payable to a third party. If you exceed, or attempt to exceed these transfer limits, the excess transfer requests may be refused or reversed, a fee may be imposed on the excess transfer request, and the credit union may reclassify or close your account. Mastermoney debit card services not available on this account type.
 

HBCU may match the current Share Certificate (CD) rate and term offered by another financial institutions when verified and when you maintain an active share draft checking account with a minimum of 3 transactions and direct deposit of NetPay, PERS or Social Security.

Savings account for members 0 to 12 years old

For members 13 to 19 years old

Vehicle financing includes taxes, license and insurance for qualified borrowers up to 125% MSRP for new vehicles and 120% of the NADA value or Kelley Blue Book for used vehicles. Maximum loan amount is $125,000 on new vehicles and $115,000 on usedvehicles. Recreational vehicles & boats financing up to 100%. Maximum loan amount is $100,000 on RVs and Boats. Members cannot exceed over 2 times gross monthly income or $20,000 whichever is less on combined unsecured & credit card loans with HBCU.

Financing percentages reflect maximum amounts, and, in some cases, you may not qualify for maximum financing. Taxes and insurance must be impounded and included as part of the payment. Maximum debt to income ratio (DTI) allowed is 50% inclusive of new payment.