Savings
Federally insured and easily accessible, your sand dollars work harder here
![Couple in kitchen working on a laptop](https://www.huntingtonbeachcu.org/site_content/site_assets/images/hbc281b-retirement.jpg)
![Pedestrian overpass](https://www.huntingtonbeachcu.org/site_content/site_assets/images/hbc281b-hbbridge.jpg)
Share Savings
Regular Share savings accounts pay higher dividends than traditional financial institutions and are a smart way to help you build your finances.
![Car lights and shops at night](https://www.huntingtonbeachcu.org/site_content/site_assets/images/hbc281b-hbnightstreet.jpg)
Certificates of Deposits
Lock in a higher rate regardless of market fluctuations with our Term Share Certificates (CDs).
![](https://www.huntingtonbeachcu.org/site_content/site_theme/images/huntington-beach-pier-day-sm.jpg)
Money Market Accounts
Let your savings earn a higher rate while providing you with flexibility and liquidity.
![Older couple in kitchen looking at a laptop](https://www.huntingtonbeachcu.org/site_content/site_assets/images/hbc281b-retirement.jpg)
Individual Retirement Accounts
Make tax-deferred investments and accumulate more wealth for retirement with an IRA from Huntington Beach Credit Union.
![Mother and young daughter high-fiving at their laptop](https://www.huntingtonbeachcu.org/site_content/site_assets/images/hbc281b-youthaccts.jpg)
Youth Savings Accounts
HBCU helps young members learn to be smart with their money while reaching their savings goals.
![Puppy with Christmas tree and gifts](https://www.huntingtonbeachcu.org/site_content/site_assets/images/hbc281b-holidayclub.jpg)
Holiday & Vacation Club Accounts
Earn higher interest rates while saving for the holidays and/or your family vacation.